Online budgeting software should be at the top of your list when you are trying to learn how to manage your money. If you think about it, trying to stay on a budget is hard enough without trying to guess if you are within your set spending limits or not, right?
Well, if you find the right household budget software, staying on top of your finances will be easy.
So what should you look for?
Well, first of all, free is good. I mean, if you are planning to live on a budget, why set aside part of your money just to have a tool to track your money. Know what I mean?
Secondly, I think you need a mix of a powerful spreadsheet software and a easy to use financial calculator to round out your online budgeting software.
Lastly, personal finance software needs to be easy to access, use and provide relevant information to help you make decisions in your money management.
There are 3 online tools that I think are the trifecta of online budgeting software awesomeness.
First is Mint.com. Here you have all of the most important features at hand. It’s free. It is easy to set up (you don’t even have to download it). It let’s you track by category, expense and nearly any other method that you want. It even let’s you compare your spending habits with those of other Mint users.
Second is IsDueOn.com which is a free bill notifier. You never have to worry
about being late on a bill again because you legitimately forgot. Is Due On send you a text or email message just before your bill is due.
And third but definately not least, Xpenser.com, similar to mint give you all of the power of standard budgeting software, but one really cool feature is that you can log your expenses by email, voicemail, IM or twitter. So you never have to worry about loosing a receipt again (even for business). Just email your account as you are walking out of the store.
Well that’s it for free online budgeting software, let me know what you think once you have tried them out.
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